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UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 13F Form 13F COVER PAGE Report for the Calendar Year or Quarter Ended: March 31, 2003 Check here if Amendment [X]; Amendment Number: 1 ------- This Amendment (Check only one.): [X] is a restatement. [ ] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: NBT Bank, N.A. Address: 52 South Broad Street Norwich, New York 13815 ------------------------------------------- Form 13F File Number: 28-03594 -------- The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: /s/ David J. Hildebrandt -------------------------------- Title: Vice President and Trust Officer -------------------------------- Phone: (607) 337-6497 -------------------------------- Signature, Place, and Date of Signing: /s/ David J. Hildebrandt Norwich, New York May 20, 2003 - ------------------------ ----------------- ------------ [Signature] [City, State] [Date] Report Type (Check only one): [X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) [ ] 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) [ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) List of Other Managers Reporting for this Manager: N/A I am signing this report as required by the Securities Exchange Commission Act of 1934. Form 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 0 ----------- Form 13F Information Table Entry Total: 754 ----------- Form 13F Information Table Value Total: $ 206,875 ----------- (thousands) AMENDMENT NO. 1 TO FORM 13F This 13-F report is an amendment to restate the shares shown with a voting authority of "none" on the 13F for NBT Bank, N.A. for the quarter ending March 31, 2003 as originally filed on May 12, 2003. When the report was filed, the share voting authority of none was incorrectly presented. All other amounts shown in the 13F report as originally filed for NBT Bank, N.A. as of March 31, 2003 were correct and remain unchanged on this restated 13F report. List of Other Included Managers: NONE

FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE - ------------------------------ ---------------- --------- -------- ------- --- ---- ------- -------- ------ ------ ------ 3COM CORP COM 885535104 2 500 SH SOLE 500 0 0 3M COMPANY COM 88579Y101 1910 14689 SH SOLE 13589 400 700 3M COMPANY COM 88579Y101 1333 10262 SH DEFINED 8162 300 1800 A C MOORE ARTS & CRAFTS INC COM 00086T103 13 1000 SH DEFINED 1000 0 0 A D C TELECOMMUNICATIONS COM 886101 0 325 SH SOLE 325 0 0 AAR CORP COM 361105 0 64 SH DEFINED 64 0 0 ABBOTT LABS COM 2824100 2347 62442 SH SOLE 60112 0 2330 ABBOTT LABS COM 2824100 595 15825 SH DEFINED 9500 3050 3275 ABERDEEN ASIA PACIFIC INCOM COM 3009107 5 1200 SH DEFINED 1200 0 0 ACM INCOME FUND COM 912105 15 1800 SH SOLE 1800 0 0 ADVANCED MICRO DEVICES INC COM 7903107 0 100 SH SOLE 100 0 0 AEGON N V ORD AMER REG 7924103 6 801 SH SOLE 801 0 0 AFFILIATED COMPUTER SVCS CL A 8190100 221 5000 SH DEFINED 5000 0 0 AFLAC INC COM 1055102 3 100 SH SOLE 0 0 100 AGERE SYSTEMS INC CL B 00845V209 7 4760 SH SOLE 4590 170 0 AGERE SYSTEMS INC CL B 00845V209 4 2767 SH DEFINED 2013 317 437 AGERE SYSTEMS INC CL A 00845V100 0 219 SH SOLE 209 6 4 AGERE SYSTEMS INC CL A 00845V100 0 99 SH DEFINED 74 12 13 AGILENT TECHNOLOGIES INC COM 00846U101 22 1738 SH SOLE 1548 0 190 AGILENT TECHNOLOGIES INC COM 00846U101 5 456 SH DEFINED 304 0 152 AGL RES INC COM 1204106 2 100 SH SOLE 100 0 0 AIR PRODS & CHEMS INC COM 9158106 16 400 SH SOLE 400 0 0 AIR PRODS & CHEMS INC COM 9158106 53 1300 SH DEFINED 1300 0 0 ALCATEL SPONSORED ADR 13904305 0 100 SH DEFINED 0 0 100 ALCOA INC COM 13817101 65 3379 SH SOLE 3379 0 0 ALCOA INC COM 13817101 3 190 SH DEFINED 190 0 0 ALLEGHENY ENERGY INC COM 17361106 5 950 SH SOLE 950 0 0 ALLEGHENY ENERGY INC COM 17361106 3 500 SH DEFINED 100 0 400 ALLEGHENY TECHNOLOGIES INC COM 01741R102 0 96 SH SOLE 96 0 0 ALLEGHENY TECHNOLOGIES INC COM 01741R102 0 4 SH DEFINED 4 0 0 ALLIANCE FINANCIAL CORP NY COM 19205103 84 2473 SH SOLE 2473 0 0 ALLIANCE FINANCIAL CORP NY COM 19205103 130 3834 SH DEFINED 2992 0 842 ALLIANCE PHARMACEUTICAL CORP COM NEW 18773309 0 400 SH SOLE 400 0 0 ALLIED CAP CORP NEW COM 01903Q108 19 969 SH SOLE 864 0 105 ALLIED CAP CORP NEW COM 01903Q108 20 1050 SH DEFINED 1050 0 0 ALLSTATE CORP COM 20002101 73 2214 SH SOLE 2214 0 0 ALLSTATE CORP COM 20002101 84 2546 SH DEFINED 1946 0 600 ALLTEL CORP COM 20039103 121 2705 SH SOLE 2605 0 100 ALLTEL CORP COM 20039103 37 827 SH DEFINED 227 600 0 AMER BIO MEDICA CORP COM 24600108 7 7000 SH SOLE 0 0 7000 AMERADA HESS CORP COM 23551104 7 168 SH DEFINED 0 0 168 AMEREN CORP COM 23608102 13 337 SH SOLE 337 0 0 AMERIANA BANCORP COM 23613102 18 1500 SH SOLE 1500 0 0 AMERICA MOVIL S A DE C V SPON ADR L SHS 02364W105 12 900 SH DEFINED 900 0 0 AMERICAN ECOLOGY CORP COM NEW 25533407 0 40 SH SOLE 40 0 0 AMERICAN ELEC PWR INC COM 25537101 10 453 SH SOLE 453 0 0 AMERICAN ELEC PWR INC COM 25537101 35 1551 SH DEFINED 1551 0 0 AMERICAN EXPRESS CO COM 25816109 223 6708 SH SOLE 6708 0 0 AMERICAN EXPRESS CO COM 25816109 105 3185 SH DEFINED 1260 150 1775 AMERICAN INTL GROUP INC COM 26874107 1769 35809 SH SOLE 35104 412 293 AMERICAN INTL GROUP INC COM 26874107 750 15187 SH DEFINED 12447 1084 1656 AMERICAN POWER CONV CORP COM 29066107 6 450 SH SOLE 450 0 0 AMERICAN POWER CONV CORP COM 29066107 7 510 SH DEFINED 400 0 110 AMERICREDIT CORP COM 03060R101 6 2000 SH SOLE 2000 0 0 AMGEN INC COM 31162100 646 11251 SH SOLE 11075 0 176 AMGEN INC COM 31162100 1600 27818 SH DEFINED 1600 0 26218 ANADARKO PETE CORP COM 32511107 59 1300 SH DEFINED 1173 0 127 ANDRX CORP COM 34553107 5 500 SH DEFINED 500 0 0 ANHEUSER BUSCH COS COM 35229103 346 7450 SH SOLE 7050 0 400 ANHEUSER BUSCH COS INC COM 35229103 196 4216 SH DEFINED 3912 100 204 ANNALY MTG MGMT INC COM 35710409 17 1000 SH DEFINED 1000 0 0 ANWORTH MORTGAGE ASSET CP COM 37347101 13 1000 SH DEFINED 1000 0 0 AOL TIME WARNER INC COM 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SH DEFINED 25843 2412 4569 CITIZENS COMMUNICATIONS CO COM 17453B101 11 1111 SH DEFINED 1111 0 0 CMS ENERGY CORP COM 125896100 2 606 SH DEFINED 606 0 0 COCA COLA CO COM 191216100 2819 69679 SH SOLE 66949 550 2180 COCA COLA CO COM 191216100 1016 25129 SH DEFINED 18354 1800 4975 COEUR D'ALENE MINES CORP COM 192108108 0 24 SH DEFINED 0 0 24 COLGATE PALMOLIVE CO COM 194162103 1548 28455 SH SOLE 26855 600 1000 COLGATE PALMOLIVE CO COM 194162103 563 10348 SH DEFINED 7648 0 2700 COLONIAL PPTYS TR COM SH BEN INT 195872106 28 850 SH DEFINED 850 0 0 COMCAST CORP CL A SPL 20030N200 27 986 SH SOLE 836 0 150 COMCAST CORP CL A 20030N101 476 16686 SH SOLE 15375 348 963 COMCAST CORP CL A 20030N101 171 5995 SH DEFINED 3282 1093 1620 COMMERCIAL NET LEASE RLTY COM 202218103 84 5600 SH SOLE 5600 0 0 COMMERCIAL NET LEASE RLTY COM 202218103 10 700 SH DEFINED 0 0 700 COMPUTER SCIENCES CORP COM 205363104 2 65 SH SOLE 65 0 0 CONAGRA FOODS INC COM 205887102 116 5800 SH SOLE 5800 0 0 CONCORD EFS INC COM 206197105 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