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SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A-1 - --------------------------------------------------------------------------- This Amendment No.1 to NBT BANCORP INC. Form 10-K filed with the Commission March 25, 1996 corrects certain amounts in the Financial Data Schedule, Exhibit 27. - --------------------------------------------------------------------------- (Mark One) X ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (FEE REQUIRED) For the fiscal year ended December 31, 1995. OR ___ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (NO FEE REQUIRED) For the transition period from _______ to _______ . Commission file number 0-14703 NBT BANCORP INC. (Exact name of registrant as specified in its charter) Delaware 16-1268674 (State of Incorporation)(I.R.S.Employer Identification No.) 52 South Broad Street Norwich, New York 13815 (Address of principal executive offices)(Zip Code) Registrant's Telephone Number, Including Area Code: 607-337-6000 Securities Registered Pursuant to Section 12(b) of the Act: None Securities Registered Pursuant to Section 12(g) of the Act: Common Stock, No Par, $1.00 Stated Value Preferred Stock, No Par, $1.00 Stated Value (Title of Class) Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to the best of the Registrant's knowledge, in definitive proxy or information statements incorporated by reference in Part III of this FORM 10-K or any amendment to this FORM 10-K. _X_. There are no delinquent filers to the Registrant's knowledge. Indicate by check mark whether the Registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter periods that the Registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes _X_ No ___ As of February 29, 1996, there were 8,442,314 shares outstanding, including 178,447 shares held in the treasury, of the Registrant's common stock, No Par, Stated Value $1.00; of which 8,014,474 common shares having a market value of $128,231,584 were held by nonaffiliates of the Registrant. There were no shares of the Registrant's preferred stock, No Par, Stated Value $1.00, outstanding at that date. Documents Incorporated by Reference: - Portions of the NBT BANCORP INC. 1995 Annual Report are incorporated by reference into Parts I and II of this FORM 10-K as detailed therein. - Portions of the Proxy Statement of NBT BANCORP INC. dated March 18, 1996 for the Annual Meeting of Stockholders to be held on April 20, 1996 are incorporated by reference into Part III of this FORM 10-K as detailed therein. -1- This Amendment No.1 to NBT BANCORP INC. Form 10-K filed with the Commission on March 25, 1996 corrects the amounts for the following items appearing in the Finanical Data Schedule, Exhibit 27. , [INTEREST-INVEST], [INTEREST-OTHER] and [CASH] for the periods year ended December 31, 1994, three months ended March 31, 1995, six months ended June 30, 1995, nine months ended September 30, 1995 and year ended December 31, 1995. [INTEREST-EXPENSE], [YIELD-ACTUAL] and [INVESTMENTS-HELD-FOR-SALE] for the year ended December 31, 1994, three months ended March 31, 1995, six months ended June 30, 1995 and nine months ended September 30, 1995. [EPS-PRIMARY] and [EPS-DILUTED] for the year ended December 31, 1994, three months ended March 31, 1995, six months ended June 30, 1995 and nine months ended September 30, 1995 SIGNATURES Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this amendment report on FORM 10-K/A-1 to be signed on its behalf by the undersigned, thereunto duly authorized, this third day of July, 1996. NBT BANCORP INC. (Registrant) By: /s/ Joe C. Minor ---------------- Joe C. Minor, Vice President Chief Financial Officer and Treasurer