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Who is NBT Bancorp’s transfer agent and how does a registered shareholder contact the agent regarding account information?

American Stock Transfer and Trust Company, LLC
6201 15th Avenue
Brooklyn, NY 11219
800-NBT-BANK, Option 7

Does NBT Bancorp offer a dividend reinvestment program (DRIP) for its common stock shareholders?

American Stock Transfer and Trust Company, LLC
6201 15th Avenue
Brooklyn, NY 11219
800-NBT-BANK, Option 7

Does NBT Bancorp offer Direct Deposit of common stock dividends?

American Stock Transfer and Trust Company, LLC
6201 15th Avenue
Brooklyn, NY 11219
800-NBT-BANK, Option 7

Does NBT Bancorp offer a Direct Stock Purchase (DSP) program?

Contact:
American Stock Transfer and Trust Company, LLC
6201 15th Avenue
Brooklyn, NY 11219
800-NBT-BANK, Option 7

How many employees does NBT Bancorp have?

The Company has over 1,900 employees.

What is the ticker symbol and CUSIP number for NBT Bancorp common stock?

The ticker symbol for NBT Bancorp is NBTB; and the CUSIP number is 628778102.

What year was NBT Bancorp incorporated and in what state?

NBT Bancorp was incorporated in 1986 in the state of Delaware.

How can I get a copy of NBT Bancorp annual report?

Select the following link: http://nbtbancorp.gcs-web.com/annual-reports

Write to:
Michael Chewens
Chief Financial Officer
NBT Bancorp Inc.
52 South Broad Street
Norwich, NY 13815

Where is NBT Bancorp's common stock traded?

The stock is traded on the Nasdaq Global Market System.

Which analysts currently follow NBT Bancorp?

Select the following link for a complete list of analysts following NBT Bancorp: http://nbtbancorp.gcs-web.com/analyst-coverage

What is the number of shares of common stock currently outstanding?

As of March 15, 2018, there were approximately 44 million shares of common stock outstanding.

Who is NBT Bancorp's outside legal counsel?

Hogan Lovells, LLP

Who is NBT Bancorp’s independent accountant?

KPMG LLP
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